Welcome to 4Sure Homes!
Discover the true joy of homeownership with us. We are deeply committed to guiding you. We help you turn your impossibilities of owning a home into reality. Our passion lies in making your journey as seamless, stress-free, and possible. With us by your side, you’re not just buying a house – you’re finding a home.
WE are a community-focused real estate business. Our mission is to provide services that economically impact our communities we serve. By aligning our goals with economic development organizations, we strive to provide resources and products that add to the overall growth and development of our communities. Our goal is to add value to our community, to your family and your future. Today’s value is tomorrow’s growth.
Empowering communities with the Value of Homeownership.
What are the steps to buying a home?
The basic steps are: getting pre-approved for a mortgage, finding a real estate agent, and shopping for homes. You also need to make an offer, get a home inspection, secure financing, and close on the property. Here at 4Sure Homes can help you through this whole process
How long does it typically take to buy a home?
After pre-approval the entire process typically takes about 3 to 6 months from start to finish
What credit score do I need to buy a home?
You’ll need a credit score of at least 620 for a conventional loan. Certain loans like FHA can be obtained with a score as low as 580.
How can I improve my credit score before buying a home?
Pay your bills on time. Reduce your debt. Avoid opening new credit accounts. Check your credit report for errors to improve your score.
What types of home loans are available, and which one is right for me?
Common types include conventional loans, FHA loans, VA loans, and USDA loans. The right one for you depends on your financial situation, credit score, and eligibility requirements.
